Financial Disclaimer

Last updated: 4 November 2026

1. General information only

The content on aitoolcrestline.com, published by Crestline Money, is general information about personal finance topics such as budgeting, emergency funds and credit scores. It is not a personal recommendation to buy, sell, hold, save in or apply for any financial product, and it is not regulated investment, tax or legal guidance. We do not take your personal circumstances into account.

2. Tools and calculators

Our budget planner, loan and EMI calculator (EMI means equated monthly instalment, the fixed monthly repayment on a loan), savings goal tool and credit card payoff tool give illustrative estimates only. Results depend on the figures you enter and on assumptions that may not match your real terms. Lenders and providers may calculate things differently. Check any figure against your official statement or the lender’s written quote before you act.

3. No guarantees

We do not guarantee any outcome. This includes savings growth, debt repayment dates, credit score changes, interest rates or eligibility for any product. Examples on this site are for illustration and are not a promise of future results. Investments can fall as well as rise, and you may get back less than you put in.

4. Affiliate disclosure

Crestline Money earns commission from some links on this site. If you click a link and take out a product or sign up for a service, we may receive a payment at no extra cost to you. This can affect which products we feature and where they appear. We aim to explain costs, limits and trade-offs plainly, but commission is part of how this site is funded.

5. Protection and official sources

Some deposits and investment products are covered by the Financial Services Compensation Scheme (FSCS) only up to set limits, and only if the firm fails in a qualifying way. Check the cover that applies to any product on the provider’s website or with the Financial Conduct Authority (FCA) before you commit money. You can request your credit report from credit reference agencies such as Experian, Equifax and TransUnion. For free, impartial guidance, see GOV.UK and MoneyHelper.

6. Accuracy and changes

We aim to keep content accurate and up to date, but interest rates, tax rules, eligibility criteria and product terms change. Information may be out of date or incomplete. We may update this page at any time without notice.

7. Liability

To the extent permitted by law, Crestline Money is not liable for any loss that arises from relying on information on this site. Nothing in this disclaimer excludes or limits liability that cannot be excluded or limited under UK law.

8. Speak to a regulated professional

If you need guidance based on your own situation, speak to a suitably qualified and regulated professional. You can check whether a firm or adviser is authorised on the FCA Register at register.fca.org.uk.

9. Contact

If you have questions about this disclaimer, please use the contact page on this site.