Disclaimer

Last updated: 4 November 2026

This disclaimer explains what Crestline Money (aitoolcrestline.com) provides, what it does not provide, and how you should use it.

1. What this website is for

Crestline Money publishes general, educational guides and simple tools about everyday household money in the UK, including budgeting, emergency funds, credit scores and debt repayment.

Our content is written for general information only. It does not take into account your personal income, outgoings, debts, goals, health, family situation or attitude to risk.

2. Not personal or regulated advice

Nothing on this website is regulated advice, investment advice, tax advice, legal advice or a personal recommendation to buy, sell, hold or cancel any product or service.

If you need advice tailored to your situation, speak to a qualified professional. In the UK you can check whether an adviser or firm is authorised on the Financial Conduct Authority (FCA) register at register.fca.org.uk.

3. Accuracy of information

We aim to keep content accurate and up to date, but we cannot guarantee that every figure, rate, threshold or rule is current or complete. Rates, allowances, product terms and eligibility rules can change without notice.

Before you act, check the latest position on official sources such as GOV.UK, the Financial Conduct Authority, the Bank of England, the Money and Pensions Service, or the provider’s own documents.

4. Tools and calculators

Our budget planner, loan and EMI calculator, savings goal tool and credit card payoff tool produce estimates based on the figures you enter and on simplified assumptions.

Results are illustrative only. They are not quotes, offers, lending decisions or confirmed repayment schedules. Lenders and card providers will set the actual terms, interest and fees. We do not store the figures you enter as a record of your finances unless the page explicitly says so.

5. Affiliate links and commission

Some links on this website are affiliate links. If you click one and then take out or sign up to a product, we may receive a commission from the provider. This does not change the price you pay.

We only include products we believe are relevant to the topic of the page. Commission does not affect the order in which we explain options, but it may affect which providers we choose to write about. We do not claim that any product is the best, the cheapest or the most suitable for you.

6. Products and protection

Where we mention bank accounts, savings accounts or Individual Savings Accounts (ISAs), check whether the provider is authorised by the Prudential Regulation Authority or the FCA and what protection applies. The Financial Services Compensation Scheme (FSCS) may protect eligible deposits up to the current limit per person, per authorised firm, but the limit and conditions depend on the institution and the type of account. Check the FSCS website for current details.

We do not provide a guarantee of any return, rate or outcome. Past performance, advertised rates and promotional offers are not a guide to future results.

7. Credit reference agencies and credit scores

If we mention credit scores, these are general descriptions. Each credit reference agency (such as Experian, Equifax or TransUnion) uses its own scoring method. Your score may differ between agencies and may change over time. We cannot tell you what your score is or how a lender will assess your application.

8. External links

We link to third-party websites for your convenience. We do not control those sites, their content or their privacy practices. A link is not an endorsement of everything on that site.

9. Limitation of liability

To the extent permitted by law, Crestline Money is not liable for any loss, cost or damage arising from your use of this website or from decisions you make based on its content. Nothing in this disclaimer limits liability that cannot be excluded under UK law.

10. Changes to this disclaimer

We may update this disclaimer when our content, tools or affiliate arrangements change. The date at the top of this page shows when it was last updated.

11. Contact

If you have a question about this disclaimer, use the contact details shown on this website.

Your use of this website means you have read and understood this disclaimer.